Ninety days is enough when every step has a date. Here's what a review usually finds, and exactly how a renewal runs with us.
Illustrative — based on a representative engagement for a 64-unit reefer fleet, 84 days before renewal.
We dealt with the brokers and the client's own staff for the entire process — every call, every document request — and reported back to the client instead of routing everything through them.
We negotiated premiums and broker fees directly, using our knowledge of what the marketplace will actually bear rather than accepting the first number offered.
We qualified each broker against the markets they represent, confirmed every relevant market was covered, and recommended markets the current brokers hadn't explored.
We reviewed every coverage required by the shippers and carriers, then checked every proposed coverage and declarations page against our requirements before anything was bound.
Almost every trucking program we've read had at least one of these. The owner didn't know to ask, and the broker didn't bring it up.
Your broker still places the coverage. They just have to earn it.
Throughout the 90 days, we're the ones on the phone and email with your brokers and coordinating with your own staff — gathering loss runs, exposure data, and signatures — so nothing stalls and nothing falls on your team to chase.
One relationship, two stages.
We review your current policy and your prior proposal at no cost and tell you plainly what we see — coverage gaps, pricing red flags, and whether a full renewal engagement is worth it for your fleet. No obligation, no fee.
If it makes sense to move forward, we run the entire 90-day schedule: broker coordination, market allocation, submission review, compensation disclosure, quote comparison, and post-bind audit. One fixed fee for the cycle, agreed up front.
A flat fee, agreed before the work starts. It doesn't move with the outcome. We take no commission, no contingent, no override, and no referral fee from any broker, carrier, wholesaler, or vendor — it's written into every engagement letter. Your broker's compensation is disclosed to you in writing, and you decide what it's worth.